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State Farm Claims Help

Filing a water, fire or mold claim with State Farm?

State Farm is the largest home insurer in California, and sudden water damage from a burst pipe or a failed appliance is one of the most common home claims they handle. iDri helps State Farm policyholders through the claim, documents the full loss to IICRC standards, and bills State Farm directly, working for you. Serving the San Fernando Valley and Ventura County.

We bill State Farm direct·We work for YOU, not State Farm·24/7 response

Quick reference

How to file a State Farm claim.

By phone

State Farm claims line
800-SF-CLAIM (800-732-5246)
Available 24 hours a day, 7 days a week.

Online

File and track your claim at
statefarm.com/claims

Mobile app

File, upload photos and check status in the State Farm mobile app, on iOS and Android.

The process

What to expect after you file.

  1. 01

    Report the loss

    File by phone, online or in the app. Keep your first report factual, the date, the cause and the visible damage, and get your claim number before you finish.

  2. 02

    A claim handler is assigned

    State Farm assigns a claim handler or team to manage your claim and guide you through the next steps.

  3. 03

    The damage is reviewed

    Your handler reviews the claim and the policy, and an adjuster may inspect the damage to determine what is covered.

  4. 04

    Settlement, less your deductible

    For covered losses, State Farm arranges payment, less your deductible, to you or to your chosen service provider.

Know your coverage

Understanding your deductible.

Your deductible is set in your own policy, not by the carrier, so there is no single number that applies to everyone. It is the amount you pay before coverage kicks in, and your settlement is paid out less that amount.

Your California rights

What California law gives you.

How we help

How iDri handles your State Farm claim.

First, the part that matters most. We work for you, not State Farm. Our job is to make sure your claim reflects the real damage, not the smallest number that closes the file.

Documented to standard

We document your State Farm loss to the IICRC standard, with moisture readings, photos and a defensible line item scope.

We deal with the adjuster

We communicate with your State Farm claim handler and speak their language, so the process moves and the scope holds.

Billed to State Farm directly

We bill State Farm directly for the covered work, so you are not floating the cost or chasing paperwork.

On your side

We work for you, not State Farm. Our job is to make sure your claim reflects the real damage.

We are a restoration contractor, not a public adjuster or an attorney. We document and bill your claim. For a coverage dispute, those professionals rely on exactly the kind of documentation we provide.

Smooth claim

Tips for a smoother claim.

Questions

State Farm claims, answered.

What is the State Farm claims phone number?

State Farm's claims line is 800-SF-CLAIM, which is 800-732-5246, available 24 hours a day, seven days a week. You can also file online at statefarm.com or in the State Farm mobile app.

How do I file a State Farm home claim?

Report the loss by phone, online at statefarm.com, or in the app. Keep the first report brief and factual, write down your claim number, and document the damage with photos and video before any cleanup.

Does State Farm cover water damage?

Sudden and accidental water damage, such as a burst pipe or a failed appliance, is typically covered. Gradual leaks, long term seepage and flooding from outside are usually not, and flood needs a separate policy. Check your own policy, since coverage and endorsements vary.

Do I have to use State Farm's preferred contractor?

No. In California you have the right to choose your own restoration company. State Farm can recommend a vendor, but the choice is yours, and you can choose iDri.

How long does State Farm have to handle my claim?

Under California's Fair Claims Settlement Practices Regulations, your insurer must acknowledge the claim within 15 days and accept or deny it within 40 days of receiving the documentation it needs.

Related

What we restore and document.

Have a State Farm claim and damage to handle?

Call iDri. We document the loss, deal with your State Farm adjuster, and bill them directly, across the San Fernando Valley and Ventura County.

Call iDri (818) 564-5615or call our toll-free line 800-806-iDri (4374)

iDri Restoration is an independent restoration contractor and is not affiliated with, endorsed by, or approved by State Farm. State Farm and related marks are the property of State Farm Mutual Automobile Insurance Company. All carrier names and marks are the property of their respective owners. Contact details are provided as a resource and may change, so please verify them with State Farm directly. This page is general information, not legal, financial or coverage advice.

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